рдпрд╣рд╛рдБ 10 рдкреНрд░рд╢реНрдиреЛрдВ рд╡рд╛рд▓реА рдмрд╣реБрд╡рд┐рдХрд▓реНрдкреАрдп рдкреНрд░рд╢реНрдиреЛрддреНрддрд░реА рджреА рдЧрдИ рд╣реИред рд╡рд╣ рд╡рд┐рдХрд▓реНрдк рдЪреБрдиреЗрдВ рдЬрд┐рд╕рдореЗрдВ рдирд┐рдореНрдирд▓рд┐рдЦрд┐рдд рдХреЛ рд╕рд╣реА рдврдВрдЧ рд╕реЗ рдЕрдВрдЧреНрд░реЗрдЬреА рдореЗрдВ рдЕрдиреБрд╡рд╛рджрд┐рдд рдХрд┐рдпрд╛ рдЧрдпрд╛ рд╣реИред рдпрд╣ рдкреНрд░рд╢реНрдиреЛрддреНрддрд░реА рд╕рднреА рдЕрдиреБрд╡рд╛рджрдХ рдкрд░реАрдХреНрд╖рд╛рдУрдВ рдЬреИрд╕реЗ IBPS So Rajbhasha Adhikari, AIIMS JHT, SSC JHT, DRDO JTO, ISRO JTO рдФрд░ рдЕрдиреНрдп рдХреЗ рд▓рд┐рдП рдорд╣рддреНрд╡рдкреВрд░реНрдг рд╣реИред

  1. "рдмреИрдВрдХреЛрдВ рдХреЗ рд╡рд┐рд▓рдп рдХрд╛ рдореБрдЦреНрдп рдЙрджреНрджреЗрд╢реНрдп рдЙрдирдХреА рдХрд╛рд░реНрдпрдХреНрд╖рдорддрд╛ рдФрд░ рд▓рд╛рднрдкреНрд░рджрддрд╛ рдХреЛ рдмрдврд╝рд╛рдирд╛ рд╣реИред"

A) The primary objective of bank mergers is to reduce their liabilities.

B) The primary objective of bank mergers is to increase their efficiency and profitability.

C) The main purpose of bank mergers is to increase their debt.

D) The purpose of bank mergers is to reduce employment.

E) None of these.

Answer: B

  1. "рдбрд┐рдЬрд┐рдЯрд▓ рднреБрдЧрддрд╛рди рдкреНрд░рдгрд╛рд▓реА рдиреЗ рд╡рд┐рддреНрддреАрдп рд▓реЗрди-рджреЗрди рдХреЛ рддреЗрдЬ рдФрд░ рд╕реБрд░рдХреНрд╖рд┐рдд рдмрдирд╛ рджрд┐рдпрд╛ рд╣реИред"

A) The digital payment system has slowed financial transactions.

B) Digital payment systems have made financial transactions fast and secure.

C) Financial transactions have become expensive due to digital payment systems.

D) Digital payment systems are ineffective for financial transactions.

E) None of these.

Answer: B

  1. "рдХреЗрдВрджреНрд░ рд╕рд░рдХрд╛рд░ рдиреЗ рдмреИрдВрдХреЛрдВ рдХреА рдЧреИрд░-рдирд┐рд╖реНрдкрд╛рджрд┐рдд рд╕рдВрдкрддреНрддрд┐рдпреЛрдВ рдХреЛ рдХрдо рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП рдХрдИ рдЙрдкрд╛рдп рдХрд┐рдП рд╣реИрдВред"

A) The central government has taken several measures to increase bank liabilities.

B) The central government has ignored non-performing assets of banks.

C) The central government has taken various measures to reduce banks' non-performing assets.

D) The central government supports an increase in bad loans.

E) None of these.

Answer: C

  1. "рдореБрджреНрд░рд╛рд╕реНрдлреАрддрд┐ рдХреЛ рдирд┐рдпрдВрддреНрд░рд┐рдд рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП рднрд╛рд░рддреАрдп рд░рд┐рдЬрд╝рд░реНрд╡ рдмреИрдВрдХ рдореМрджреНрд░рд┐рдХ рдиреАрддрд┐рдпрд╛рдВ рд▓рд╛рдЧреВ рдХрд░рддрд╛ рд╣реИред"

A) To control inflation, the Reserve Bank of India implements monetary policies.

B) Inflation is encouraged by monetary policies of the RBI.

C) RBI avoids inflation through fiscal policies.

D) RBI controls inflation through subsidies.

E) None of these.

Answer: A

  1. "рдореБрджреНрд░рд╛ рдпреЛрдЬрдирд╛ рдХрд╛ рдЙрджреНрджреЗрд╢реНрдп рдЫреЛрдЯреЗ рдФрд░ рдордЭреЛрд▓реЗ рд╡реНрдпрд╡рд╕рд╛рдпреЛрдВ рдХреЛ рд╡рд┐рддреНрддреАрдп рд╕рд╣рд╛рдпрддрд╛ рдкреНрд░рджрд╛рди рдХрд░рдирд╛ рд╣реИред"

A) The MUDRA scheme avoids financial help for small businesses.

B) The purpose of the MUDRA scheme is to provide financial assistance to small and medium businesses.

C) Small businesses are excluded from the MUDRA scheme.

D) The MUDRA scheme is for large enterprises only.

E) None of these.

Answer: B

  1. "рдмреИрдВрдХреЛрдВ рджреНрд╡рд╛рд░рд╛ рдХрд░реНрдЬ рд╡рд╕реВрд▓реА рдореЗрдВ рджреЗрд░реА рд╕реЗ рдЙрдирдХреА рд╡рд┐рддреНрддреАрдп рд╕реНрдерд┐рддрд┐ рдХрдордЬреЛрд░ рд╣реЛрддреА рд╣реИред"

A) Loan recovery has no impact on banks' finances.

B) Delayed loan recovery improves the financial strength of banks.

C) Delayed loan recovery by banks weakens their financial position.

D) Banks benefit from delayed loan recovery.

E) None of these.

Answer: C

  1. "рдмрдЪрдд рдЦрд╛рддрд╛ рдЦреЛрд▓рдиреЗ рдХреЗ рд▓рд┐рдП рдЧреНрд░рд╛рд╣рдХреЛрдВ рдХреЛ рдХреЗрд╡рд╛рдИрд╕реА рдкреНрд░рдХреНрд░рд┐рдпрд╛ рдкреВрд░реА рдХрд░рдиреА рд╣реЛрддреА рд╣реИред"

A) KYC prevents savings account opening.

B) Savings accounts are opened without any process.

C) KYC is optional for savings accounts.

D) Customers need to complete the KYC process to open a savings account.

E) None of these.

Answer: D

  1. "рд╕рд╛рдХреНрд╖рд░рддрд╛ рдХрд╛рд░реНрдпрдХреНрд░рдо рд╡рд┐рддреНрддреАрдп рд╕реЗрд╡рд╛рдУрдВ рддрдХ рдкрд╣реБрдВрдЪ рдмрдврд╝рд╛рдиреЗ рдХрд╛ рдПрдХ рдорд╣рддреНрд╡рдкреВрд░реНрдг рд╕рд╛рдзрди рд╣реИред"

A) Literacy programs are an essential tool to increase access to financial services.

B) Literacy programs hinder access to financial services.

C) Financial services are unaffected by literacy programs.

D) Literacy programs decrease financial access.

E) None of these.

Answer: A

  1. "рдмреИрдВрдХрд┐рдВрдЧ рд╕реЗрдХреНрдЯрд░ рдореЗрдВ рдбрд┐рдЬрд┐рдЯрд▓рд╛рдЗрдЬреЗрд╢рди рд╕реЗ рдЧреНрд░рд╛рд╣рдХреЛрдВ рдХреЛ рдмреЗрд╣рддрд░ рд╕реЗрд╡рд╛рдПрдВ рдорд┐рд▓реА рд╣реИрдВред"

A) Digitalization has made banking services worse for customers.

B) Digitalization in the banking sector has improved services for customers.

C) Customers have been deprived of better banking services due to digitalization.

D) Banking services remain unchanged by digitalization.

E) None of these.

Answer: B

  1. "рд╕рднреА рдЧреНрд░рд╛рд╣рдХреЛрдВ рдХреЛ рдмреИрдВрдХ рд╕реЗ рдЛрдг рдкреНрд░рд╛рдкреНрдд рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП рдкрд╛рддреНрд░рддрд╛ рдорд╛рдирджрдВрдб рдкреВрд░рд╛ рдХрд░рдирд╛ рд╣реЛрддрд╛ рд╣реИред"

A) All customers need to meet eligibility criteria to get a loan from the bank.

B) Eligibility criteria are not required for loans.

C) Loans are given without any conditions.

D) Banks do not consider criteria for loans.

E) None of these.

Answer: A

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